Purchase or expense
Use a quote or a clearly marked estimate to work out the amount you are requesting.
Business financing referrals · Online retail businesses
Explore funding for online retail stock and fulfillment.
Online sales still require stock, packing and shipping before marketplace payouts arrive. Describe the purchase or operating gap your business funding request would cover.
How it works
The application process
Application questions
Provide industry, trading history, revenue and approximate personal credit information in the relevant fields.
Before sending
Check the contact information and disclosures, complete number verification and confirm the submission.
Before you decide
When reviewing a provider offer
Quoted amount
Ask whether any fees would be taken out before the funds reach your account.
Total payable
Review the combined repayment obligation rather than judging the offer by one payment.
Conditions attached
Read the requirements for security, reporting and any permitted uses of funds.
Online retail businesses · funding preparation
The budget behind the request
Gross online sales are different from the payout after fees, refunds and reserves. Use the receipts available to the business when reviewing any financing repayment schedule.
Possible uses
Business expenses to describe
Inventory
A supplier deposit and final balance may be due before stock becomes available online. Include freight and distinguish replenishment from an untested product launch.
Fulfillment equipment
Packing benches, label printers and storage systems can support order handling. Price the equipment and setup for the order volume the business actually expects.
Operating expenses
Platform fees, shipping and returns can affect the cash received from a sale. Define the period covered and use the relevant payout schedule to explain the gap.
Before you begin
Application preparation
Check that the phone and email details you enter can be used to reach you about the request.
- 01Funding amount, business purpose and timing
- 02Monthly revenue and time in business
- 03Industry, business name and approximate credit range
- 04Owner contact details and mobile access
A few things to know
About this referral service
Information sharing and referral payments
Up to five funding partners may receive an application through a paid referral from us. We sell the application and contact information, receive compensation without a funding requirement, and do not collect an application fee from you.
Approval and available terms
Approval cannot be assumed from a successful form submission. Any offer depends on the funding partner’s assessment and the conditions attached to its product.
Provider timing
An equipment delivery date and a financing date may not line up. Ask the provider to confirm its timetable before making a commitment that relies on receiving funds.
Contact consent and mobile verification
Partner contact and information sharing are described in the form and linked policies. Read those details before verifying the number and submitting your business information.
Make a beginning
Start with your business funding request
Begin with the purchase or operating period you need funds to cover, then complete the business questions.